F@ST™BDS - (Branch Delivery System) is an advanced web teller applicatiojn and branch system. It automates all aspects of system development using state-of-the-art tools, which can cut down development and implementation time, and hence cost, by more than 80%. Transaction processing, cash control, signature verification, pin-pad transaction, cross currency and clients host online/offline transaction using TCP/IP protocol with high security
protection are standard features. Processing control is tailored to your requirements and enforced automatically, ensuring that your institution’s procedures and guidelines are strictly adhered to. Lastly, and more importantly, we help the banks to cut costs.
F@ST™BDS application can seamlessly interfaced with your host installed by any third party as long as they have Online Transaction Processing. The system provides complete processing support regardless of whether the host is on-line or off-line, ensuring uninterrupted excellence customer service. Information can be
posted to the host as processing occurs, or batched, according to your central processing requirements. Of course, tellers have immediate access to host data, allowing them to response to customer requests promptly for better customer’s satisfactions.
F@ST™BDS application provides the ideal solution to banks of medium and large sizes, with branches spreading across geographically dispersed complex network. As a truly open and integrated system, it allows workstations to run both teller and platform applications. You can expand traditional teller duties to include sales functions, or give access to selected teller transactions from the platform. Virtually any aspect of the system can be easily customized with our state-of-the-art tools within very short period of time to your specifications so you can shape your retail branches to meet your market and operational goals. We address almost all of the current shortfalls of existing BDS systems in the market.
Meeting Customer Needs
We have designed F@ST™BDS using Microservice Architecture for today's and the Future of Banking Technologies. In every endeavor, the objective is the same, complete customer satisfaction by meeting all customer
requirements. The company’s customer base includes medium and largest banks and financial institution. Our scalable systems meet the full range of banking requirements.
F@ST™BDS
application can be easily customized to the unique needs of individual customers. It provides a comprehensive set of application customization and maintenance tools to allow authorized personnel to make changes for certain functions at the branch level. As
part of a dedicated and experienced technology group, we offer our customers a large field of solutions that come from a global view of information technology. Our technology embraces platforms by the industry leaders such as Intel and Microsoft.
F@ST™BDS Product Objectives
Minimize Development Cost With Web Browser Object Technology
Application tools are designed for robustness and feature-rich suites of branch automation development
Embedded with pre-defined business objects to simplify business rules
Fully utilizing reusable objects to create new products or services
Reduce Vendor Dependency
Users can easily build business model/ process through business object mapping
Users simply utilize and maximize complicated functions & what if calculations given in order to building application
Users directly see functional components and business models through development tools, not a thousand codes of programming
No Software Distribution Required
Unlock & leverage the transfer mechanism of most popular distribution software into a simple procedure and usage
Object deployment and synchronization mechanism done through its internal FTP without having problem accessing trustee of each branch domain
Updating & addition of functions using small file size structure
Encapsulate Business Requirements Through Business Object
Business processes built based on object linking
There are no correlation and dependency among business object, which are fully independent of each other
Business object modules structured in small packages utilizing data tables
Manageable Branch Configuration
Branch operation does not have to shutdown to download new product
Each branch can have its own regulation and set of characteristics
Branch procedures and system behavior can be automated
Branch can operate outside the area which has a different currency basis
Remote override request can be escalated to other branch if supervisor at local branch is not available or has no privilege to authorize certain transactions or limits of amount
User-friendly Interaction
User able to see and run most used transactions without always going through menus
User logs off or locks his/her session and logs back on without quitting the application
User can trigger menu or transaction by pressing function key without having problem dragging a mouse to click
Entering numbers and moving fields from one to another is simply using the one-hand numeric keypad and Enter Key
User is given a freedom to select which printer device to be used to print a document for each different transaction being performed
Transaction history list provided for user to simply recall performed transaction earlier
User-manageable
All users at the branch can be easily monitored and managed through a single command console at head office
Users can log on to any branch in case of server failure in local branch
Remote override requests can be processed immediately by freezing requester’s screen or later by storing them as pending items
F@ST™BDS Product Features
Journal Scan and Recall
It includes a comprehensive and flexible capability that gives operators the convenient and rapid access to journal data.
Operators can scan their journal records by any combination of:
Account number
Amount
Date and Time
Sequence number
Transaction type
For any of the above, operators can search for a specific item or amount, or they can specify a range by which to search. Operators and supervisors can combine these criteria with a search by:
Branch number
Teller name
Status, and so on
Scans can be either forward or reverse. Operators can select to view the journal on-screen and/or print a complete or abbreviated version of the selected information.
Electronic Journal and Error Correction
The application has a powerful and dynamic electronic journal. Any data needed for reports, totals, audits, or other institutional requirements is stored in the journal. Access and scan functions can be controlled or secured as the branch deems necessary.
Transaction information is automatically logged in the electronic journal, transparent to the operator. The electronic journal can be used to create a complete audit trail of all transactions processed in the branch.
Each transaction record indicates whether the transaction has been logged to the host, is waiting to be re-entered, or has been rejected by the host. Another journal notation indicates whether the transaction was entered on-line or re-entered as a correcting transaction.
Other special conditions, such as correcting transactions and multiple transactions conducted during a Customer Session, are also noted in the journal.
Drawer/Vault Count
Teller balancing is using the Teller Proof function. This provides the teller with a blotter screen for balancing between cash from the cash drawer counted by the teller and the cash totals that have been maintained by the system. Operators can key in dollar amounts for each denomination or key in the number of each denomination of bill and coin. The system then calculates the cash reported by the teller and compares that with the net cash total maintained by the system. A report can be printed indicating the teller's ID, branch number, date, and time, as well as any over or short conditions based on the teller's cash count.
The system also tracks the teller's reserve currency totals. The system computes the total cash drawer amounts and calculates the teller's cash overages and shortages by comparing the drawer total, including individual vault or reserve totals, to the cash totals maintained in the totaling system.
Operator Profiles
The Operator Maintenance Functions allow user to define who can log onto the system and what applications and operations the authorized person can perform.
Each operator on the system has an Operator Profile record in the branch server. The Operator Profile identifies an individual to the system by specifying the operator's name, user ID, authority level, supervisor, and cash limits. This profile record is referenced every time the system requires an authorization check on an operator action. Operator Profile records can be easily maintained by authorized branch personnel.
Authority Checks
The system can be tailored to perform authority checks at any security level before beginning the application, to allow opening of any specific screen or menu, or to end a task. This technique allows the implementation of many specific authority checks.
